Every January, people set big goals around money, housing, and life changes, but motivation alone isn’t enough. This post breaks down why timing, structure, and the right guidance matter more than willpower, and how thoughtful planning leads to better financial outcomes.

Every December, buyers focus on holiday shopping while the housing market quietly shifts. This post breaks down why the end of the year is one of the most strategic times to buy a home, how motivated sellers create real negotiation power, and why the best holiday deal may be the home you purchase this season.

Home doesn’t look the way it used to — and that’s something to celebrate. This Thanksgiving, Liana Pomeroy reflects on how today’s families are redefining what home means, from co-buying to blended households, and how Pomeroy Lending proudly supports every version of the American Dream.

As the year winds down, gratitude finds its way home. In warm lights, shared meals, and the comfort of knowing you’ve built something lasting. From first-time buyers to seasoned investors, there’s always something to be grateful for in the journey toward stability, freedom, and belonging.

Retirement is not the end of your homeownership journey. With the right financing tools such as reverse mortgages, HELOCs, and asset based loans, seniors can downsize, free up cash, or move closer to family. Whether you are 62 or 82, you still have options to create stability, reduce stress, and own a home that supports your lifestyle.

Yes, you can start building wealth in real estate even if you’re low on cash. Some of the most powerful strategies begin with your own home and require little or no money out of pocket. From zero-down VA loans to FHA and conventional househacking, gift funds, and partnerships, there are creative ways to buy your first property affordably. Your first home could also be your first investment. Let’s make your money work smarter.

Have you been sitting on the sidelines waiting for rates to come down and home prices to soften so you can finally afford that place you've

Contemplating a move but don’t know where the funds for that new purchase would come from?  Using a home equity line of credit (HELOC),...