Rates have dropped into the high fives and low sixes for many homeowners. If your mortgage rate starts with a seven or eight, your buydown is expiring, or you’re still paying mortgage insurance, now is the time to revisit your loan strategy. A refinance could mean real savings and more financial stability.

Flipping houses can be a smart way to build wealth, especially in today’s soft market. With more inventory, motivated sellers, and less competition, savvy investors can find profitable deals. The key? Buy smart, stick to the 70% Rule, budget with discipline, and always have a backup plan. From first-time flippers to seasoned pros, the right financing and strategy can turn your next project into serious equity.

AI is speeding up the mortgage process, but it still cannot think strategically or understand your unique financial goals. That’s where I come in. I use technology where it helps—and human expertise where it counts. Whether you’re self-employed, investing, or navigating complexity, I’ll help you find the lending solution that fits your real financial picture. Let’s talk about what’s possible.