Think you need 20% down and perfect credit to buy a home? Think again. Whether you’re self-employed, working with a lower credit score, or only have $1,000 saved, there are creative paths to ownership. From FHA and VA loans to house hacking, bank statement loans, and down payment assistance, the key isn’t waiting—it’s having the right strategy. Let’s build a plan that works for your life, not someone else’s checklist.

Renting can offer freedom—but it won’t build wealth. If you’re ready to start thinking long-term, owning a home is how you turn monthly payments into equity, options, and financial security. You don’t need perfect credit or a massive down payment—just a plan that fits your life. Let’s talk strategy and build something that belongs to you.

AI is speeding up the mortgage process, but it still cannot think strategically or understand your unique financial goals. That’s where I come in. I use technology where it helps—and human expertise where it counts. Whether you’re self-employed, investing, or navigating complexity, I’ll help you find the lending solution that fits your real financial picture. Let’s talk about what’s possible.